Short-Term Financing

Fix & Flip Bridge Loans
for Active Investors

Pimlico Capital is a direct hard money lender offering 6–18 month bridge loans starting at 9.95%.* Fast closings, flexible draws, minimal docs.

Ready When You Are

Just Submit a Deal

Skip the forms. Send us your property and numbers β€” our team reviews every deal personally and gets back to you with terms within one business day.

  • No credit pull β€” soft review only
  • Real human reviews every submission
  • Terms in 24 hours, close in as few as 5 days

No obligation  Β·  Free to submit

Lower Rates Β· Higher Leverage Β· Better Service

A Better Way to Fund Your Fix & Flip

Pimlico Capital is making it easier for real estate investors to fund their projects. As a direct lender, we control our own capital β€” so we make faster decisions, require fewer documents, and close quickly.

Get help with your purchase and fund 100% of rehab costs with a loan up to 70% LTV. Rehab draws are disbursed within one business day of approval.

  • No personal income verification required
  • Loans from $75,000 to $3,000,000
  • Up to 70% LTV
  • 100% of rehab costs funded via draw schedule
  • 6–18 month terms available
  • Minimum 660 FICO score
  • 1–4 unit residential, multifamily, mixed-use commercial
  • Typically close within 5 business days
Bridge Loan Terms
Interest RateStarting at 9.95%*
Max LTVUp to 70% LTV
Rehab Funding100% of rehab costs
Loan Amount$75,000 – $3,000,000
Loan Term6 – 18 months
Minimum FICO660
Property Types1–4 unit residential, multifamily, mixed-use commercial
Draw FundingOften same business day
Close TimeTypically within 5 business days
Prepay PenaltyNone
How the Draw Process Works

Rehab Funding Made Simple

We fund 100% of your approved rehab budget through a flexible draw schedule β€” with draws often disbursed the same business day they're approved.

1

Agree on a Scope

Before closing, we review your rehab budget and agree on a draw schedule based on project milestones.

2

Request a Draw

Complete a phase of the rehab, then submit a draw request through your borrower portal with photos.

3

Get Funded Fast

Approved draws are often funded the same business day β€” keeping your project moving without delays.

Frequently Asked Questions

Bridge Loan FAQs

Do I need good credit to qualify?
We require a minimum 660 FICO score. We do not require income verification or W-2s β€” our underwriting is primarily based on the property's value and your experience as an investor.
How quickly can you close?
We typically close within 5 business days of receiving a complete application. Rush closings may be available β€” call us to discuss your timeline.
Can I use the loan to purchase and rehab?
Yes. Our bridge loans cover up to 70% LTV, and we fund 100% of the approved rehab budget through a draw schedule.
What states do you lend in?
We currently lend in 12 states across the East Coast and beyond. See our Where We Lend page for the full list.
Is there a prepayment penalty?
No. You can pay off your loan early with no penalty β€” ideal for investors who complete and sell projects ahead of schedule.
Client Testimonials

What Our Borrowers Say

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"Approved and settled in less than two weeks. The draw process was seamless β€” funds hit the next business day every time."

Perry D. β€” Baltimore, MD
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"I closed 2 properties with Pimlico. Smooth, simple, and the easiest lender I've ever worked with. A+++++"

Michael T. β€” Philadelphia, PA
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"Best hard money lender I've worked with. Extremely easy to use, receptive, and competitive."

Daniel M. β€” Northern VA

Ready to Fund Your Next Fix & Flip?

Send us your deal β€” our team reviews every submission personally.